Checking
Savings & Money Market
Certificates of Deposit
IRA Retirement Plans
Consumer Loans
Mortgage Loans
Home Equity Lines of Credit

This account pays you a premium rate of interest on balances from $1.00 up to and including $25,000.00! Star Checking also refunds ATM fees up to $15.00 each statement cycle.

Open this account with as little as $100.00 and to qualify for the premium rate of interest during each statement cycle you must:

• Make at least 10 purchases using your check card
• Log in to Online Banking at least once
• Receive e-Statements.

If requirements are not satisfied, the APY (Annual Percentage Yield) on balances will be 0.10% and normal ATM fees will apply.

• Star Checking is available on personal checking accounts only.

This is a FREE checking account with absolutely NO minimum balance requirements, FREE On-line Banking and FREE Bill Pay.

Elect to receive e-Statements and get a FREE box of HCB checks.

To open this account, you must deposit at least $100.00.

Senior Class Checking is designed for people 50+ years in age.

With a $300.00 minimum balance, direct deposit, or e-Statements you'll receive FREE checking.

This account is an interest bearing account. Open this account with as little as $100.00.

Personal NOW Checking is an interest bearing checking account.

This account is FREE with a miminum balance of $500.00 and/or e-statements. This account may be opened with as little as $100.00.